Should You Contact Your Roofing Contractor or Insurance Company First

When a storm hits and your roof is damaged, who do you call first—insurance or your roofing company? While it might seem logical to file an insurance claim right away, we recommend reaching out to your roofing company first.

Here’s why this approach can benefit you:

1. Professional Assessment and Insight

Professional roofers can provide a more thorough inspection of your roof and offer expert insight. Your insurance company will not be as well-versed in roofing-specific issues and may miss underlying damage. In addition, a roofing professional can provide an accurate estimate and detailed documentation, which can help your insurance company approve your claim faster.

2. Accurate Estimates and Documentation

A roofing company’s estimate will be based on a thorough evaluation of the damage, including underlying issues that may not be apparent to an insurance inspector. This report is invaluable when filing a claim, as it ensures that all damage is accounted for and that the cost of repairs is accurately assessed. This documentation can prevent disputes with your insurance company and help you receive the compensation you’re entitled to.

3. Streamlining the Insurance Claim Process

By having a professional roofing contractor inspect the damage first, you can streamline the insurance claim process. Your roofing company can present its detailed report and estimate to your insurance company, which helps expedite the approval process. This means repairs can begin sooner, reducing the risk of further damage and ensuring that your home is protected as quickly as possible.

4. Expert Representation

In addition to having your roofing company complete an inspection prior to making a claim, it’s also a good idea to have a roofing professional present when your insurance company comes out to inspect your roof. The roofer can provide them with the documentation of their inspection and answer any questions that arise.

Farha Roofing: Your Partner in the Insurance Claim Process

At Farha Roofing, our team works directly with insurance companies on a regular basis, and we understand the processes involved in making a claim. By contacting us at the first signs of damage, we can complete an inspection and back up your claim with professional documentation of the damage.

If you have roof damage, reach out to Farha Roofing today!